Humana- Dental Coverage Overview

Discover how HumanaDental Insurance Company, with its subsidiary CompBenefits, offers a wide range of Medicare Supplement plans tailored to meet the diverse needs of beneficiaries in states across the US. Explore our detailed guide for policy forms and benefits.

Medicare Supplement (Medigap) plans play a crucial role in the healthcare coverage landscape. They provide coverage for costs not covered by Original Medicare, such as copayments, coinsurance, and deductibles. These plans offer Medicare beneficiaries financial protection and peace of mind by ensuring that unexpected medical expenses do not become burdensome. 




HumanaDental Insurance Company, committed to healthcare accessibility, is licensed to offer these plans in numerous states across the U.S., showcasing its dedication to widespread Medigap coverage. Through its subsidiary CompBenefits, HumanaDental offers specialized Medicare Supplement plans, enhancing the variety and flexibility of coverage options available to meet the diverse needs of Medicare beneficiaries. 

This collaboration between HumanaDental and CompBenefits underscores their joint mission to provide accessible, high-quality healthcare coverage tailored to beneficiaries’ individual needs, ensuring comprehensive coverage is available to as many individuals as possible.


Understanding Medicare Supplement Plans 

Medicare Supplement (Medigap) plans, offered by Humana through its subsidiary CompBenefits, fill crucial coverage gaps left by Original Medicare, including deductibles, copayments, and coinsurance. These plans are essential for those seeking to mitigate the financial risk of significant medical expenses. Eligibility requires enrollment in Medicare Part A and B, with the best time to enroll being the Medigap Open Enrollment Period, starting the month one, turning 65, and being enrolled in Part B. 

CompBenefits enhances Humana’s offerings, providing tailored Medigap plans that cater to diverse needs and preferences, ensuring a broad range of beneficiaries can find suitable coverage. These plans not only offer extensive coverage beyond Original Medicare, granting peace of mind and protection against unexpected costs but also allow beneficiaries the freedom to choose any healthcare provider that accepts Medicare, thus offering flexibility in managing health. Through CompBenefits, Humana demonstrates its commitment to providing accessible and versatile healthcare options, emphasizing the importance of Medigap in ensuring beneficiaries’ health and financial well-being.


Why Choose HumanaDental for Your Medigap Needs

Choosing HumanaDental for your Medicare Supplement (Medigap) needs is a decision that brings with it a wealth of benefits rooted in the company’s strong reputation and extensive history in the healthcare industry. HumanaDental, known for its comprehensive approach to healthcare coverage, offers a range of Medigap plans designed to meet the varied needs of beneficiaries across multiple states. Here’s why HumanaDental stands out:


Reputation and History:

  • Established Legacy: HumanaDental has a long-standing presence in the healthcare sector and is recognized for its commitment to quality coverage and customer satisfaction.
  • Trusted Provider: With decades of experience, HumanaDental has built a reputation as a trusted provider of dental and health insurance products, including Medigap plans that cater to the specific needs of the Medicare population.


Competitive Medicare Supplement Plans:

  • Wide Range of Plans: HumanaDental offers a diverse array of Medicare Supplement plans across numerous states, including but not limited to AR, AZ, CO, DE, FL, GA, IA, ID, IL, IN, KS, MD, MI, MO, MS, MT, NC, ND, NE, NJ, NM, NV, OK, PA, RI, SC, TN, TX, UT, WA, WI, and WY.
  • Specific Policy Forms: The plans are available through various policy forms such as MESNM10, MES3M10, MESRD, MESHC, MESV, and others, with state-specific forms in Florida (e.g., FLMESRDA), Idaho (e.g., IDMESVA2), Texas (e.g., TXMESHCA), and Washington (e.g., WAMESNM10A), ensuring tailored coverage that meets state regulations and needs.
  • Competitive Features: These plans are competitive because they offer comprehensive coverage options designed to supplement the gaps in Original Medicare. This includes coverage for copayments, coinsurance, and deductibles, providing beneficiaries with the financial protection and peace of mind they need.


Why Choose HumanaDental:

  • Customized Coverage: HumanaDental’s Medigap policy forms are tailored to address Medicare beneficiaries’ unique healthcare and financial needs, ensuring that each individual can find a plan that fits their specific situation.
  • Extensive Support and Resources: Beneficiaries have access to HumanaDental’s extensive support network and resources, which can help them navigate the complexities of Medicare Supplement insurance.
  • Reliability and Peace of Mind: With HumanaDental, beneficiaries are choosing a partner with a proven track record of reliability and customer-centric care, ensuring that their healthcare needs are met with the utmost attention and expertise.

Choosing HumanaDental for your Medigap needs means entrusting your healthcare coverage to a company with a deep understanding of the Medicare landscape, backed by a commitment to providing personalized, competitive Medicare Supplement plans across a wide geographic area.


CompBenefits – A Closer Look at Humana’s Subsidiary 

CompBenefits plays a strategic role within Humana’s broader structure, serving as a vital subsidiary that expands and diversifies HumanaDental’s offerings in the Medicare Supplement (Medigap) market. As a Humana subsidiary, CompBenefits specializes in providing Medigap coverage that complements the extensive portfolio of HumanaDental, thereby enhancing the overall flexibility and reach of Humana’s healthcare solutions.

By offering similar coverage across different groupings, depending on product availability, CompBenefits effectively meets the nuanced needs of a diverse beneficiary base. This approach allows for a more tailored fit between the Medigap coverage options and the specific requirements of Medicare beneficiaries. The diversity in coverage options underlines CompBenefits’ commitment to ensuring that every individual has access to the healthcare coverage they need when they need it, thereby reinforcing Humana’s dedication to comprehensive and accessible healthcare solutions.

The collaboration between HumanaDental and CompBenefits underscores a synergistic relationship aimed at providing enhanced Medigap coverage. This partnership not only broadens the scope of available healthcare options but also solidifies Humana’s position as a leader in the healthcare industry, committed to delivering quality and flexibility through its subsidiary, CompBenefits.


State-Specific Coverage and Benefits

Medicare Supplement (Medigap) coverage and state-specific offerings play a crucial role in meeting beneficiaries’ healthcare needs. Through Humana and its subsidiary, CompBenefits, tailored Medigap plans are provided with unique policy forms in states like Florida, Idaho, Texas, and Washington, ensuring coverage meets local regulations and beneficiary preferences.

  • Florida: With policy forms like FLMESRDA and FLMESRDF, Florida’s Medicare Supplement plans are designed to address the unique healthcare landscape of the state, offering diverse options that cater to a wide range of healthcare needs and financial situations.
  • Idaho: Idaho beneficiaries have access to plans under policy forms such as IDMESVA2 and IDMESVF2, which offer customized benefits tailored to the specific healthcare environment and regulations in Idaho.
  • Texas: In Texas, policy forms like TXMESHCA and TXMESVA ensure that beneficiaries have options that reflect the state’s healthcare needs, with coverage designed to provide extensive support and flexibility.
  • Washington: Washington’s unique offerings, such as WAMESNM10A and WAMESNM10F, provide specialized coverage options that take into account the state-specific healthcare requirements and preferences of its residents.

Understanding these state-specific offerings is vital for prospective enrollees, as it allows them to choose a plan that best fits their healthcare needs and financial capabilities. Through its subsidiary CompBenefits, Humana emphasizes the importance of tailored Medigap coverage, offering different groupings based on product availability. This approach ensures that every beneficiary can find a Medicare Supplement plan that offers the right balance of coverage and affordability tailored to the healthcare landscape of their state.


How to Enroll and What to Expect

Enrolling in a HumanaDental Medicare Supplement plan, including those offered through its subsidiary CompBenefits, involves a straightforward process designed to match you with the coverage that best fits your needs. The key enrollment period to keep in mind is the six-month Medigap Open Enrollment Period, which starts the first month you’re both 65 or older and enrolled in Medicare Part B. During this time, you have the guaranteed right to enroll in any Medigap plan without health underwriting.

Documentation Needed:

  • Proof of age (e.g., birth certificate or passport)
  • Medicare Part A and Part B enrollment confirmation
  • Proof of residency in the state where you’re applying for coverage

Tips for a Smooth Enrollment:

  • Review different plan offerings, including those through CompBenefits, to understand the specific coverage options and groupings available.
  • Prepare your documents in advance to streamline the application process.

After Signing Up:

  • Expect to receive your policy details and an overview of how to use your benefits.
  • HumanaDental, alongside CompBenefits, ensures you have access to a wide range of support services to help you maximize your new Medicare Supplement coverage.



Choosing the right Medicare Supplement plan is essential for comprehensive healthcare coverage. HumanaDental and its subsidiary CompBenefits offer a variety of trusted Medigap options designed to meet your specific needs and financial situation. These options provide the coverage and peace of mind necessary to protect against unexpected medical expenses. 

With a commitment to quality and customer service, HumanaDental and CompBenefits ensure you have the support needed to make informed decisions about your healthcare. For personalized advice and to explore your coverage options, contact HumanaDental or CompBenefits today. Take the next step in securing your healthcare needs with confidence and Feel free to reach out to one of our reliable representatives. Would you prefer to chat by phone? Give us a call at 1-888-559-0103.