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Reviews by Carrier

aetna-medicare
Overall Rating: 5/5
5/5

Pros and Cons :

  • Often most competitive rates
  • Highly rated
  • Name recognition
  • No free gym membership
Allstate-Medicare
Overall Rating: 4.75/5
4.75/5

Pros and Cons :

  • 10% annual pay discount
  • Household discounts
  • Friendly underwriting
  • New to the market
cigna-medicare
Overall Rating: 4/5
4/5

Pros and Cons :

  • Up to 20% household discount
  • Friendly underwriting
  • High rate increases in many areas
  • Old subsidiary price hikes
Overall Rating: 4.5/5
4.5/5

Pros and Cons :

  • Gym membership in many areas
  • High-deductible plan in NY, CA, IL, PA
  • Medicare Advantage focused
  • Often middle-of-the-road pricing
Mutual-of-omaha-Medicare
Overall Rating: 4.5/5
4.5/5

Pros and Cons :

  • Up to 12% discount
  • Excellent customer service
  • Competitive High-deductible plan
  • High rate increases in many areas
Thrivent-Medicare
Overall Rating: 2.25/5
2.25/5

Pros and Cons :

  • Discontinued Medicare Supplement
  • Resources shifted
  • Rate instability
  • Price competition

The 3 Best Articles you can read before choosing a medicare supplement.

We have carefully selected what we feel are the 3 best articles to guide your decision on Medicare supplement plans. These are often topics that will not be discussed with a typical insurance carrier as it could lead to them losing the sale. For instance, if a rep told you they had an average rate increase of 5%, you’d likely not go with that carrier. At Medicare Nationwide, we strive for unbiased information on Medicare plans and give you all the information you need to make an informed decision when choosing among Medicare supplemental plans.

Plan G Average Premium by Zip Code

Top 100 Most Populous Zip Code

Average Monthly PremiumAverage Yearly Premium
79936$140.81$1,689.72
90011$183.24$2,198.88
60629$155.19$1,862.28
90650$267.58$3,210.96
90201$183.24$2,198.88
77084$169.58$2,034.96
92335$162.83$1,953.96
78521$146.03$1,752.36
77449$160.49$1,925.88
78572$146.03$1,752.36
90250$183.87$2,206.44
90280$183.24$2,198.88
11226$418.35$5,020.20
90805$183.87$2,206.44
91331$181.64$2,179.68
08701$167.60$2,011.20
90044$183.87$2,206.44
92336$156.83$1,881.96
94565$159.86$1,918.32
10467$412.35$4,948.20
92683$184.16$2,209.92
75052$152.28$1,827.36
91342$181.64$2,179.68
92704$184.16$2,209.92
30044$162.56$1,950.72
10025$412.35$4,948.20
92503$162.56$1,950.72
92804$181.93$2,183.16
78577$146.03$1,752.36
75217$155.15$1,861.80
92376$156.83$1,881.96
93307$155.85$1,870.20
10456$412.35$4,948.20
10002$412.35$4,948.20
91911$160.23$1,922.76
91744$178.28$2,139.36
75070$154.98$1,859.76
77036$171.61$2,059.32
93722$146.64$1,759.68
92345156.831881.96
60618$152.42$1,829.04
93033$164.37$1,972.44
93550$159.83$1,917.96
95076$150.54$1,806.48
11230$418.35$5,020.20
11368$412.35$4,948.20
37013$134.11$1,609.32
11373$412.35$4,948.20
79912$138.53$1,662.36
37211$134.76$1,617.12
30043$161.77$1,941.24
11206$418.35$5,020.20
10453$412.35$4,948.20
92154161.321935.84
11355$412.35$4,948.20
95823$145.90$1,750.80
77479$157.74$1,892.88
91706$178.28$2,139.36
10458$412.35$4,948.20
92553$162.56$1,950.72
90706$183.24$2,198.88
23464$142.53$1,710.36
11212$418.35$5,020.20
60617$152.42$1,829.04
91709$172.30$2,067.60
11214$418.35$5,020.20
11219$418.35$5,020.20
91910$160.48$1,925.76
22193$144.81$1,737.72
77429$155.13$1,861.56
93535$158.60$1,903.20
66062$156.62$1,879.44
93257$146.12$1,753.44
30349$162.29$1,947.48
60647$152.42$1,829.04
77584$166.61$1,999.32
10452$412.35$4,948.20
77573$167.18$2,006.16
11377$412.35$4,948.20
11207$418.35$5,020.20
77494$147.68$1,772.16
75211$150.08$1,800.96
11234$418.35$5,020.20
28269$128.58$1,542.96
11235$418.35$5,020.20
94544$158.45$1,901.40
10029$412.35$4,948.20
60625$152.42$1,829.04
89110$169.59$2,035.08
92509$162.56$1,950.72
77083$166.40$1,996.80
91335$181.64$2,179.68
85365$158.02$1,896.24
87121$136.26$1,635.12
10468$412.35$4,948.20
90255$183.24$2,198.88
93065$164.41$1,972.92
91710$225.35$2,704.20
10462$412.35$4,948.20
11385$412.35$4,948.20

For detailed explanations of each plan, see our comprehensive article on Medicare Supplement Plan Comparison.

What is a Medicare Supplement Plan?

Keep your eye on the Age 65 window.

What if you don’t enroll during the enrollment window?

You can purchase later, but you could be denied coverage because of health issues. You will also be subject to higher premiums based on your health.

It is critical to purchase Medigap plans during this window because of Medicare enrollment penalties. You can change later, but you never get the same deal you will receive during that enrollment period.

Check here for a comparison of Medicare vs private health insurance.

Gaps in Hospitalization Coverage​

A Medicare Supplement can protect you from the expenses.

For example:

Gaps in Coverage for Regular Doctor Visits​

A Medicare Supplement can protect you from the expenses.

For example:

How Do I Pick the Best Company for a Medicare Supplement Plan?​

Budget is a critical consideration when picking the best Medicare Supplement plan, and deciding on what company to choose can be daunting. Even though supplement insurance coverages will be the same among insurance carriers, your pricing, extra benefits, and interaction with the company can vary.

Factors to Consider in Choosing the Right Company for Supplements:

Financial Stability

How stable is the insurance company? What are their ratings? Do they have the money to pay and service claims adequately?

Longevity

Longevity may not always matter, but if someone has been successful in the Medicare and health insurance field for years, this is a good indicator they also be solid in the future.

Customer Service Ratings

How easy is the company to do business with? What do customers say about them? What is their complaint ratio? It is easy to file claims, pay bills, and get information about your coverage? It’s important to note that customers are much more inclined to leave a bad review than a good one.

Extra Benefits

The government mandates all basic coverages, but some companies have unique added-value services. What are those extras? Do they give free gym memberships? Do they provide wellness discounts?

Pricing

And, of course, pricing matters. This can vary widely by location and company. It’s highly recommend you shop between many different companies to ensure you get the best value for what you need.

Got questions? We've got answers

Both Medicare Advantage and Medigap plans are, in layman’s terms, an extension of the Original Medicare offered by private insurers, but they differ significantly. Medicare Advantage plans are managed care plans that replace Original Medicare and typically offer additional perks that Medicare doesn’t offer, such as dental, vision, and hearing. While Medigap plans are supplemental and secondary to Medicare, they cover the “gaps” that Medicare doesn’t fully cover for Part A and Part B. You can opt to purchase either one, but you cannot simultaneously have a Medigap policy and a Medicare Advantage plan… Read more

Once you’ve decided to purchase a Medicare supplement plan, the following decisions are what type of Medicare supplement plan to buy and what company you should choose. There are hundreds of companies operating in the United States selling supplement plans. Many of those companies have already filled your mailbox with information about their Medicare Advantage plans. At this point, you are probably just trying to find an independent, unbiased source of information. Let’s get something clear right out of the gate, Medicare supplement plans are not Medicare Advantage plans. That’s key and we have a whole article about the differences here: Medicare Advantage vs Medigap

How do you choose the top Medicare supplement carrier that will be easy to work with and pay your claims promptly? Which companies are best for pricing, and have automatic claims filing, where the secondary insurance company automatically pays the claim after Medicare approves first as your primary insurance? In this article, we will give you the top ten best Medicare Supplements and tips on choosing the best companies to consider. How do you choose the top Medicare supplement carrier that will be easy to work with and pay your claims promptly? Which companies are best for pricing, and have automatic claims filing, where the secondary insurance company automatically pays the claim after Medicare approves first as your primary insurance? In this article, we will give you the top ten best Medicare Supplements and tips on choosing the best companies to consider.Read more

Medicare supplemental Plan G, also known as Medigap Plan G. Medicare Plan G is now the most popular supplemental insurance plan for today’s seniors after Plan F became no longer eligible to those born after January 1, 1955 (with few exceptions.) Why would anyone choose to go with Medicare Plan G? Medicare Supplement Plan G offers very good coverage with lower premiums than that of Medicare Supplement Plan F. The only difference when you compare both Medicare supplement plans is that Medicare Plan G does not pay for Medicare Part B deductible, but Medicare Plan F does. Plan G offers significant saving options for seniors.Read more
Original Medicare is used by around 50 million people, that includes Medicare Part A and Part B. A Medigap or Medicare Supplement insurance plan provides supplementary coverage for more than 11 million of those customers. Beneficiaries who seek a Medigap plan frequently struggle with deciding between Medicare Plans F, G, and N. These top three Medicare Supplement plans are available for 2023.Read more
If you already have Original Medicare, you might be considering getting a second Medicare Supplement coverage. To better comprehend the coverage possibilities of Medigap policies, Medicare guide helps to become familiar with it beforehand.Read more
Medicare Part D serves as a prescription drug coverage plan that helps beneficiaries obtain prescription drugs (including a lot of recommended shots and vaccines) at more affordable rates. Original Medicare, Part A, and Part B cover only hospital and medical insurance, leaving prescription drugs separate. To obtain medicare drug coverage, you must enroll in a Medicare-approved plan that has drug coverage. Each plan differs in costs and drugs covered. Medigap plans do not include Stand-Alone Medicare Part D coverage. Seniors tend to purchase a drug plan besides their Medigap plan unless they have other creditable coverage. Read more

How Does Medicare Nationwide Help You?​

You might feel stressed and confused doing the research needed to find the best company for your Medicare supplement product. There are dozens of companies and plans in the United States. Plans can vary from state to state. And, even the ZIP code where you live may change the pricing and availability of plans. Underwriting guidelines change continually. Companies change focus and get bought and sold. The research can be overwhelming.

Here’s how we can help:

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