Medigap Right-to-Buy Calculator

Disclaimer: There are more right-to-buy opportunities with Medicare supplements. This calculator is specifically dedicated to buying within your Part B Effective date as it can often be confusing to determine the end date of this window. State laws may offer additional Medigap purchasing opportunities. Check with your state's insurance department for more options.

Select your Part-B effective date*

Your Medigap Open Enrollment Period End Date:

You can buy any Medigap plan that insurance companies sell in your state. It's your choice!

But here’s a pro tip: The best time to buy a Medigap policy is during your “Medigap Open Enrollment Period.” It’s like a special shopping window just for you.

This window opens when you’re 65 or older and you’ve signed up for Medicare Part B. It stays open for 6 months.

If you miss this window, you might have fewer options later. Plus, the prices could go up. So don’t snooze on this!