Does Allstate have a Medicare Supplement Plan?

National General has recently transitioned its health business line to Allstate Health Solutions. This integration aims to facilitate their valuable customers in a more accessible way. National General health insurance will be the same coverage under the new brand Allstate Health Solutions. Beneficiaries acquire the same coverages in a new look with more reliable protection at affordable costs. This transition includes short-term medical, dental, and medicare supplemental insurance.

Does Allstate have a Medicare Supplement Plan and Supplemental Insurance?

Our Health Solutions services offer different standardized Medicare Supplement plans in 41 states. Medicare Insurance is focused on providing supplemental and short-term coverage options to individuals who are above 65 or have specific disabilities and end-stage Renal disease.

Allstate Medicare Supplement is known for its most comprehensive services. It pays the services cost of Medicare Part A and Part B. In addition, Allstate Insurance gives the flexibility to see any doctor or hospital, with no network restrictions or referrals, as long as Medicare is accepted. As a result, Its plans offer less restrictive services than competitors. Allstate is one of the companies that offer additional discounts for enrolling with certain products. For example, its Medigap premium gives a household discount for other family members.

 

 

Allstate Medicare Supplement Plans and their Coverage

Details of Allstate Medicare Supplement plans available are given below :

It offers the same National General Medicare Supplement Insurance plans A, F, HDF, G, and N. Plan F also has a high deductible Plan F.

Medicare Supplement Plan A

Plan A is considered the most basic plan of all health care plans. Plan A is one of the more affordable Medigap plans as it just provides basic coverages:

  • Additional Part A Hospital Benefits
  • Part B Coinsurance
  • Part A and B Blood transfusion
  • Part A Hospice Coinsurance

Plan A doesn’t cover the deductible for hospitalization or inpatient care. This means you have to pay the first $1,556 of your hospital bills out of pocket before the plan starts covering your hospital or inpatient care.

Medicare Supplement Plan F (HDF)

Plan F is considered the most comprehensive plan. The high-deductible plan pays the same benefits as Plan F.

Plan F provides the most benefits of all the Medicare Supplement plans. In addition, It addresses some of the coverage gaps in Medicare Part A and Part B.

  • Part A Hospital Coinsurance
  • Additional Part A Hospital services
  • Part B Coinsurance
  • Part A and B Blood Coverage
  • Part A Hospice Coinsurance
  • Skilled Nursing Facility
  • Part A (Hospital Insurance)
  • Part B (Medical Insurance)
  • Medicare Part B Excess Charges
  • Foreign Travel Emergency

The main feature of Plan F, which sets it apart from other Medigap plans, is that it covers the Medicare Part B annual deductible. There are some medical expenses that Plan F will not cover, such as:

  • Hearing aids and routine hearing tests
  • Cosmetic surgery
  • Prescription drugs
  • Routine vision care
  • Routine dental care
 

Medicare Supplement Plan G

Medicare Supplemental Plan G is one of the most popular Medigap plans with comprehensive coverage. It does not cover the Part B deductible: Medicare Supplement Plan G is affordable that provides the most coverage for a low deductible. Medicare Supplemental Plan G coverages are:

  • Part A Hospital Coinsurance
  • Additional Part A Hospital Benefits
  • Part B Coinsurance
  • Part A and B Blood Coverage
  • Part A Hospice Coinsurance
  • Skilled Nursing Facilities
  • Part A Deductible
  • Foreign Travel Emergency
 

The plan provides coverage for all categories except the Medicare Part B deductible.

 

Get Free Quotes​

Compare Medicare Supplement plans by premium, rating and rate increase history.

 

Medicare Supplement Plan N

Plan N covers 100% of coinsurance for hospitalization (Medicare Part A) and medical care (Medicare Part B).

Plan N coverages include:

  • Part A Hospital Coinsurance
  • Additional Part A Hospital Benefits
  • Part B Coinsurance
  • Part A and B Blood Coverage
  • Part A Coinsurance and hospital stay up to 365 days
  • Blood transfusion(up to the first 3 pints)
  • Hospice Care
  • Skilled Nursing Facility
  • Part A (Hospital Insurance)
  • Foreign Travel Emergency

(80 percent of healthcare costs while traveling outside the United States)

You’re responsible for doctor’s visit CoPays up to $20 and emergency room visit copay of $50. Plan N also does not cover Medicare Part B excess charges (in most states) and Medicare Part B deductible.

 

 

Allstate Supplemental Insurance Discounts Services

The customer will receive the same National General discounts on our supplemental insurance products.

Household Discount

You can get a household premium discount if you live with 1-3 other adults above age 50 in the past year.

If another member of your household applies for the Medicare Insurance plan, you may be eligible for an additional 3% discount.

Lifestyle Discount

Medicare health plan services offer three rate class options: Standard, Preferred and Preferred Select.

You can get detailed help from our legal agents on how to qualify for these options.

Activity Tracker Discount

Register your activity tracker device when you enroll in Allstate Health Solutions Medicare insurance to get 5% off your premium.

Annual Pay Discount

When you pay the full one-year premiums in one payment, you become eligible to get a 10% discount on your premium.

Dental Discount

Add supplemental insurance products,  including Dental, Vision, & Hearing plans to your Medicare insurance or Senior Indemnity plan, and you’ll enjoy a discount of 10% on group supplemental insurance.

 

Get Free Quotes​

Compare Medicare Supplement plans by premium, rating and rate increase history.

 

Allstate Benefits

Allstate Benefits offer a variety of insurance plans to help protect you from life’s uncertainties. It can help protect your savings from high-deductible health plans, coinsurance, and copayments.

  • The Flexibility to see any Doctor or Hospital: It gives the flexibility to see any doctor or go to any hospital that accepts Medicare services. No network restrictions and referrals are required for specialists.
  • A 30-day Free Look: There is no need to worry, if you are not completely satisfied with your Medicare supplement services, you can return the policy within 30 days, and it will refund any premiums paid.
  • Guaranteed Renewable Plans: This program does automatically renew as long as you pay the premium of your product’s insurance on time. Your coverage will automatically increase as Medicare deductibles and coinsurances increase. Premiums are modified to correspond with coverage changes.
  • No Waiting Period: You’re eligible to get Allstate benefits at the time your policy is in force.
  • No Paperwork to File: Present your ID card at the time of service, and benefits are paid directly to your doctor or hospital.
 

Conclusion

Allstate Health Solutions offers standardized Medicare supplement plans in most states in the United States. It provides additional discounts to its valuable customers and flexibility in choosing the plan that protects from life’s uncertainties. Remember that this Medicare insurance company doesn’t offer all standardized Medicare plans in all states.