Pros and Cons :
Pros and Cons :
Pros and Cons :
Pros and Cons :
Pros and Cons :
Pros and Cons :
We have carefully selected what we feel are the 3 best articles to guide your decision on Medicare supplement plans. These are often topics that will not be discussed with a typical insurance carrier as it could lead to them losing the sale. For instance, if a rep told you they had an average rate increase of 5%, you’d likely not go with that carrier. At Medicare Nationwide, we strive for unbiased information on Medicare plans and give you all the information you need to make an informed decision when choosing among Medicare supplemental plans.
Top 100 Most Populous Zip Code | Average Monthly Premium | Average Yearly Premium |
|---|---|---|
| 79936 | $140.81 | $1,689.72 |
| 90011 | $183.24 | $2,198.88 |
| 60629 | $155.19 | $1,862.28 |
| 90650 | $267.58 | $3,210.96 |
| 90201 | $183.24 | $2,198.88 |
| 77084 | $169.58 | $2,034.96 |
| 92335 | $162.83 | $1,953.96 |
| 78521 | $146.03 | $1,752.36 |
| 77449 | $160.49 | $1,925.88 |
| 78572 | $146.03 | $1,752.36 |
| 90250 | $183.87 | $2,206.44 |
| 90280 | $183.24 | $2,198.88 |
| 11226 | $418.35 | $5,020.20 |
| 90805 | $183.87 | $2,206.44 |
| 91331 | $181.64 | $2,179.68 |
| 08701 | $167.60 | $2,011.20 |
| 90044 | $183.87 | $2,206.44 |
| 92336 | $156.83 | $1,881.96 |
| 94565 | $159.86 | $1,918.32 |
| 10467 | $412.35 | $4,948.20 |
| 92683 | $184.16 | $2,209.92 |
| 75052 | $152.28 | $1,827.36 |
| 91342 | $181.64 | $2,179.68 |
| 92704 | $184.16 | $2,209.92 |
| 30044 | $162.56 | $1,950.72 |
| 10025 | $412.35 | $4,948.20 |
| 92503 | $162.56 | $1,950.72 |
| 92804 | $181.93 | $2,183.16 |
| 78577 | $146.03 | $1,752.36 |
| 75217 | $155.15 | $1,861.80 |
| 92376 | $156.83 | $1,881.96 |
| 93307 | $155.85 | $1,870.20 |
| 10456 | $412.35 | $4,948.20 |
| 10002 | $412.35 | $4,948.20 |
| 91911 | $160.23 | $1,922.76 |
| 91744 | $178.28 | $2,139.36 |
| 75070 | $154.98 | $1,859.76 |
| 77036 | $171.61 | $2,059.32 |
| 93722 | $146.64 | $1,759.68 |
| 92345 | 156.83 | 1881.96 |
| 60618 | $152.42 | $1,829.04 |
| 93033 | $164.37 | $1,972.44 |
| 93550 | $159.83 | $1,917.96 |
| 95076 | $150.54 | $1,806.48 |
| 11230 | $418.35 | $5,020.20 |
| 11368 | $412.35 | $4,948.20 |
| 37013 | $134.11 | $1,609.32 |
| 11373 | $412.35 | $4,948.20 |
| 79912 | $138.53 | $1,662.36 |
| 37211 | $134.76 | $1,617.12 |
| 30043 | $161.77 | $1,941.24 |
| 11206 | $418.35 | $5,020.20 |
| 10453 | $412.35 | $4,948.20 |
| 92154 | 161.32 | 1935.84 |
| 11355 | $412.35 | $4,948.20 |
| 95823 | $145.90 | $1,750.80 |
| 77479 | $157.74 | $1,892.88 |
| 91706 | $178.28 | $2,139.36 |
| 10458 | $412.35 | $4,948.20 |
| 92553 | $162.56 | $1,950.72 |
| 90706 | $183.24 | $2,198.88 |
| 23464 | $142.53 | $1,710.36 |
| 11212 | $418.35 | $5,020.20 |
| 60617 | $152.42 | $1,829.04 |
| 91709 | $172.30 | $2,067.60 |
| 11214 | $418.35 | $5,020.20 |
| 11219 | $418.35 | $5,020.20 |
| 91910 | $160.48 | $1,925.76 |
| 22193 | $144.81 | $1,737.72 |
| 77429 | $155.13 | $1,861.56 |
| 93535 | $158.60 | $1,903.20 |
| 66062 | $156.62 | $1,879.44 |
| 93257 | $146.12 | $1,753.44 |
| 30349 | $162.29 | $1,947.48 |
| 60647 | $152.42 | $1,829.04 |
| 77584 | $166.61 | $1,999.32 |
| 10452 | $412.35 | $4,948.20 |
| 77573 | $167.18 | $2,006.16 |
| 11377 | $412.35 | $4,948.20 |
| 11207 | $418.35 | $5,020.20 |
| 77494 | $147.68 | $1,772.16 |
| 75211 | $150.08 | $1,800.96 |
| 11234 | $418.35 | $5,020.20 |
| 28269 | $128.58 | $1,542.96 |
| 11235 | $418.35 | $5,020.20 |
| 94544 | $158.45 | $1,901.40 |
| 10029 | $412.35 | $4,948.20 |
| 60625 | $152.42 | $1,829.04 |
| 89110 | $169.59 | $2,035.08 |
| 92509 | $162.56 | $1,950.72 |
| 77083 | $166.40 | $1,996.80 |
| 91335 | $181.64 | $2,179.68 |
| 85365 | $158.02 | $1,896.24 |
| 87121 | $136.26 | $1,635.12 |
| 10468 | $412.35 | $4,948.20 |
| 90255 | $183.24 | $2,198.88 |
| 93065 | $164.41 | $1,972.92 |
| 91710 | $225.35 | $2,704.20 |
| 10462 | $412.35 | $4,948.20 |
| 11385 | $412.35 | $4,948.20 |
For detailed explanations of each plan, see our comprehensive article on Medicare Supplement Plan Comparison.
You can purchase later, but you could be denied coverage because of health issues. You will also be subject to higher premiums based on your health.
It is critical to purchase Medigap plans during this window because of Medicare enrollment penalties. You can change later, but you never get the same deal you will receive during that enrollment period.
Check here for a comparison of Medicare vs private health insurance.
A Medicare Supplement can protect you from the expenses.
For example:
A Medicare Supplement can protect you from the expenses.
For example:
Budget is a critical consideration when picking the best Medicare Supplement plan, and deciding on what company to choose can be daunting. Even though supplement insurance coverages will be the same among insurance carriers, your pricing, extra benefits, and interaction with the company can vary.
Factors to Consider in Choosing the Right Company for Supplements:
How stable is the insurance company? What are their ratings? Do they have the money to pay and service claims adequately?
Longevity may not always matter, but if someone has been successful in the Medicare and health insurance field for years, this is a good indicator they also be solid in the future.
How easy is the company to do business with? What do customers say about them? What is their complaint ratio? It is easy to file claims, pay bills, and get information about your coverage? It’s important to note that customers are much more inclined to leave a bad review than a good one.
The government mandates all basic coverages, but some companies have unique added-value services. What are those extras? Do they give free gym memberships? Do they provide wellness discounts?
And, of course, pricing matters. This can vary widely by location and company. It’s highly recommend you shop between many different companies to ensure you get the best value for what you need.
Once you’ve decided to purchase a Medicare supplement plan, the following decisions are what type of Medicare supplement plan to buy and what company you should choose. There are hundreds of companies operating in the United States selling supplement plans. Many of those companies have already filled your mailbox with information about their Medicare Advantage plans. At this point, you are probably just trying to find an independent, unbiased source of information. Let’s get something clear right out of the gate, Medicare supplement plans are not Medicare Advantage plans. That’s key and we have a whole article about the differences here: Medicare Advantage vs Medigap
How do you choose the top Medicare supplement carrier that will be easy to work with and pay your claims promptly? Which companies are best for pricing, and have automatic claims filing, where the secondary insurance company automatically pays the claim after Medicare approves first as your primary insurance? In this article, we will give you the top ten best Medicare Supplements and tips on choosing the best companies to consider. How do you choose the top Medicare supplement carrier that will be easy to work with and pay your claims promptly? Which companies are best for pricing, and have automatic claims filing, where the secondary insurance company automatically pays the claim after Medicare approves first as your primary insurance? In this article, we will give you the top ten best Medicare Supplements and tips on choosing the best companies to consider.Read more
You might feel stressed and confused doing the research needed to find the best company for your Medicare supplement product. There are dozens of companies and plans in the United States. Plans can vary from state to state. And, even the ZIP code where you live may change the pricing and availability of plans. Underwriting guidelines change continually. Companies change focus and get bought and sold. The research can be overwhelming.
Here’s how we can help:
